Products

IBM Safer Payments is a leading third-generation platform for fraud and financial crime prevention & detection.
It is used by many world-leading retail banks and payment processors.
As an open platform for artificial intelligence and machine learning (AI/ML), it enables its users to reduce fraud losses while keeping false positives to a minimum.
With a transparent white box approach, it allows bank analysts to see and optimize the automatically generated rules, making it a truly cognitive solution that combines the best of two worlds: automatic detection engines, only ones capable of dealing with Big Data. and the irreplaceable human knowledge of analysts, who are always in control and have the last word.
It includes powerful simulation capabilities that use actual production data from the past to verify and adjust the detection and false positive results of new models, before promoting them to production.

It is a service hosted on AWS or any other of the main hyper scalers, available for immediate use, without initial investment in infrastructure and implementation, and charged per financial transaction processed.
It uses IBM Safer Payments, the proven leading solution in massive reduction of fraud losses with the lowest false positive rates on the market, implemented as a 100% cloud native solution.
It protects all types of payments from fraud and abuse regardless of the channel.
The full service includes customization parameterization and configuration and ongoing support from the provider.

It is an open platform that includes its own AI/ML engine, but as a design concept, it allows collaborative combination with other prevention and detection engines and even client developments in Python and/or other tools.
Real-time profiling supported by indices and data resident in RAM memory allow latencies of less than one hundredth of a second and still contemplating a 360º vision of customers and other entities (such as merchants), which, added to its cross-channel characteristic, guarantees highest detection rates with the world's lowest client-verifiable false positive rates.
Its self-managing and self-contained features increase performance, minimizes points of failure, and significantly reduces costs for the financial institution in a clear and verifiable manner.

Customers can opt for various degrees of operations outsourcing (BPO – Business Process Outsourcing): from complementing the bank's own team by incorporating our specialists into the day-to-day work, to transferring to us all or most of the operation, administration, and support activities related to the anti-fraud defenses of the financial institution, and any intermediate possibilities. The client decides his degree of participation in the definition and updating of his decision rules.
It allows you to quickly implement the most advanced AI/ML technology in the world, with the participation of the best data scientists and antifraud specialists in the world, to create and maintain your models, paying exclusively for consumption and being able to cancel the service at any time.

The i2 suite allows to detect, stop, and defeat advanced threats through its analysis and intelligence functionalities:
- Expanding data for analysis: i2 captures and merges structured and non-structured data both from internal and external sources, including OSINT and deep-dark web data, thus providing expanded data for searching and discovery purposes.
- Increasing situational awareness: i2 combines advanced analysis with sophisticated capabilities for geospatial, visual, graphic, temporal, and social analysis in order to provide Analysts with increased awareness of situations.
- Turning data in intelligence: i2 allows making safer decisions in near-real-time by using visual multidimensional analysis to transform overwhelming and disparate data in actionable criminal intelligence.
- i2 is the most complete suite for graphic link analysis, applied in investigation and intelligence, through the following components: i2 Enterprise Insight Analysis (EIA), corporate platform; i2 Analyst´s Notebook (ANB), Analyst´s and Investigator´s workstation; i2 Analyst´s Notebook Premium (ANB), advanced version with local storage capabilities and integration functionalities; i2 iBase, database for small – medium teams; i2 TextChart Premium, extraction of pertinent entities, their attributes and links from text documents, placing them automatically in the analysis chart from i2 Analyst´s Notebook (ANB).

i2 Suite is the world´s most trusted and widely used platform for crime analysis, investigation, and intelligence applications:
- UK: used by 100% of British police forces: 43 territorial polices and 4 special police forces.
- USA: used by the FBI and by 80% of US law enforcement organizations, including 4,000 police jurisdictions.
- Used in 80% of worldwide Security Agencies and by 70% NATO members.
- Used in 8 of the 10 greatest Companies in the world and in 12 of the 20 greatest banks in the world, with more than 35,000 power users in 140 countries in 18 languages.
The i2 intelligence analysis platform helps in critical mission applications concerning law enforcement, fraud and financial crimes, military defense, and national intelligence and security:
- Law Enforcement: Discover hidden connections producing actionable information, vital to combat crimes and to speed up criminal investigations.
- Frauds & Financial Crimes: Start complex investigations to detect frauds and other financial crimes in your company.
- Military & Defense: Merge data from multiple sources in challenging and unconnected environments in order to produce just-in-time intelligence.
- National Security & Intelligence: Get actionable intelligence and transform data in decisions at critical mission speed.